As sure you have a good home inspection?
House inspection is a required but can be a scary process for first-time house buyers. Finally, you find the house of your dreams but now have to inspect and check that there are no serious problems. What if the house that you love has hidden problems under that new shiny coat of paint? If you cannot sleep because you always have visions of mold that appear in your house, it"s time to take a deep breath.
This article will guide you about everything you need to know about a home inspection and although they can be a little scary that can ruin your dreams, you will save money in the end!
Here are some ideas of how to make sure that you’ve done a proper inspection
Hire a quality home inspector
Although it can be tempting to hire any inspector out there (especially if the price is good), inspection is not something with which you want to negotiate in a real estate purchase. After all, buying a home is a huge investment. If you"re going to be cheap in looking for a quality inspector, you can lose.
First, check your local requirements. Many states require that a home inspector has a license or insurance. If your inspector has none and doesn"t have a good track record, then that is not a good inspector. Even if insurance is not mandatory, it is best to choose an inspector who is insured, which protects you against possible omissions and errors. Membership in a professional trade organization such as the National Association of Home Inspectors indicates that the inspector is abreast of the latest developments in the field, which is very good!
Although you will receive a written report after the inspection, you must attend the inspection while it is being carried out. It is a valuable opportunity to learn all about the inner workings of your would be new home. It is also preferable for home inspectors and for you to attend because it is easier for inspectors to personally explain a problem of the house rather than read a 10-page report.
Therefore, do not be afraid to ask questions. You, along with your home inspector should be looking at all kinds of things that might have missed during your visits with the agent. Do not be afraid to delve into the details. It is easier for you to fix problems if you have a practical understanding of the issues involved. Inspection is considered as one (and valuable) free lesson in how to fix future problems in your home.
Do not panic until you’ve discussed the problem
The vast majority of the issues raised during an inspection are repairable; after all, you are buying a “used" house. Like a used car, a used electronic gadget or second-hand clothes, surely there will be problems. Some of them may be small and can easily be arranged. If a home inspector detects a major problem such as the foundation or water intrusion, this can end a contract! In fact, it might be a good place to negotiate the price or closing costs to the buyer.
Work with your real estate lawyer and agent to determine the best approach. A Jacksonville real estate attorney will help you draft a contract based on the recent finding in your home inspection. If your offer depends on a satisfactory inspection (and most are), you have a good basis to request the current owners make repairs before closing. You"ll want to get this in writing, along with provisions if sellers fail to solve the problems.
However, you don’t have the obligation to pay vendors for repairs. If they are unwilling to shoulder the burden, it is necessary to assess whether the cost of a new roof or reduction of mold, or fixing the foundation, or whatever the problem is worth it. If there is no solution aside from paying $ 30,000 out of pocket for repair, you may need to find a more livable house. Listen to the opinion of the home inspector because it is very important for your future.
If everything is good with regards to the physical characteristics of the house, all you have to think about is to make sure that the land title is clean. In that case, a title services company can help you with that part.
Hopefully, everything will go well and the inspector will say it"s okay to move in.